News

This website was last updated on July 2nd, 2008.


Bill Payment Service

Introducing On Line Bill Payment Service Fast. Easy. Secure. . . And it's FREE!

1.Log on to Netbranch and click Bill Payments under Services

2. Read and Agree to the Terms and Conditions

3. Setup your draft account information

4. Click the link to see a short demo video (see link below) about how the program works at this web site and learn how to use the Bill Payment Program. Get enrolled today! Pay your bills in minutes, not hours. And save money too. All you need is an share draft account and our FREE Online Bill Pay service.

Click Here to Tour our Bill Pay program


ATM Hours

The Fire Credit Union’s ATM, located at the NFR Training Center, is accessible for use, 24 hrs. a day, 365 days a year.


Newsletters now available online

We will be storing our newsletters in online archives so that you may read them from any computer, anytime you like. Click here to visit the newsletter section of this site


Stay on top of your credit

We recommend that you visit the Annual Credit Report Website. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. You can also request your report by phone or mail. Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft.

Click here for the Annual Credit Report Website - for your convenience, a banner ad with this link been added to a permanent location on the front page of this site.


Member Options provides mortgage services to members of the Norfolk Firefighters Credit Union and other credit union members throughout the Commonwealth of Virginia and the Nation. They can offer you a loan for almost any situation.

Primary Residence, 2nd Home, Investment

  • Refinance/Equity Loans
  • Cash Out For Any Reason
  • Fixed rate or Adjustable (ARM)
  • Lines of Credit
  • 125% Loan to Value 2nd mortgages
  • Flexibility
  • Programs for members with less than perfect credit, previous bankruptcy or foreclosure
  • Alternative down payments
  • Manufactured homes
  • Conventional, FHA, VA, Sub-prime

New and Improved Products For Second Home/Investor Properties

Loan-to-values as high as 95% on investment properties and second homes.

1 Unit Investment 90% Loan to Value (Purchase Only)

1-2 Units Investment 80% Loan to Value (Purchase & Rate/Term Refinances)

2 Unit Owner Occupied 95% Loan to Value (Purchase Only)

1 Unit Owner Occupied 85% Cash-out Refinances

1 Unit Second Home 95% Loan to Value (Purchase Only)