Main News The Credit Union Difference Newsletter Rates and Fees Current Rates Fee Schedule Services Insurance & Warranties Safe Deposit Boxes Payroll Wire Notary Money Orders Travelers Checks Discount Tickets Report Lost Cards/Checks Online Insurance Online Brokerage Services Auto & Home Insurance Bill Payment Accounts Checking Savings Money Market Certificates Christmas Club Iras Prime Savers Youth Savers Loans Personal Secured Title Collateral Share Secured Visa Credit Card Tools Interest Calculators Local Weather Money Rates Google Search Financial Calculators Financial Education Center Contact Us Fee Schedule 08/30/2011 Fees are subject to change, for more information please call the credit union. Savings Account Christmas Club Account Early Withdrawl Fee $5.00 each transaction before maturity. Share Draft Account Fees NSF Overdraft Fee $30.00 each occurance ACH Overdraft Fee $30.00 each occurance ACH Origination Setup / Change Fee $2.00 each occurance DEBIT Overdraft Fee $30.00 each occurance  ACH Orgination Return Fee                 $30.00 each Other Service Fees Returned Mail Fee $1.00 Statement Copy Statement Fee  (electronic access)         $5.00 per month $2.00 per month Account History $2.00 each month copied Returned Check Deposit $25.00 Stop Payment (ACH, Share Draft) $25.00 each item Stop Payment Request (Share Draft) $25.00 each item Outgoing Wire Transfer Fee (Domestic) $15.00 International Wire Transfer Fee $25.00 Money Order Fee $2.00 per item Certified Check $5.00 Travelers Checks American Express Gift Card Fee 1% of total purchase $5.00 each card Copy of Check $3.00 each  Xerox Copies and Fax Requests $.50 per item Check Printing varies with order Account Research Fee $55.00 per hour Check Encoding Errors (made by other institutions) $20.00 per check Credit Union Checks $2.00 per check Telephone Inquiries (Balance / Transfer Requests) (When ARU or Internet not used) $1.00 per call Close membership (within 6 months of opening) (cannot reopen for 12 months) $25.00 Garnishment, Levy, Hold Shares Fee $25.00 Subsequent Letter(Collection)                          Letter of Lien Satisfaction (each title) $25.00 $5.00 Reposessession Charges and Legal Fees Actual Cost Payday Loan Redemption Fee (payday lender pays) $10.00 per check Account Access Fee For Viewing Drafts $.10 per check EMT Loan Advance Fee $15.00 Express Mail Fee $25.00 ATM Fees ATM Transaction Fees $2.00 per transaction after two free transactions per month Our ATM location at N.F.R. Training Center is free to our member accounts (cash withdrawals only). Safe Deposit Fees 3 x 5 Annual Rental $20.00 5 x 5 Annual Rental $25.00 3 x 10 Annual Rental $30.00 5 x 10 Annual Rental $40.00 10 x 10 Annual Rental $60.00 Change of Locks $150.00 Lost Key Locksmith Service call $55.00 VISA/Debit Card Fees Replace Lost/Stolen Card $10.00 VISA Late Charge $25.00 VISA "PIN" Replacement Fee $5.00 VISA Foreign Cash Advance 10% of the amount requested VISA Foreign Transaction Fee 1% of the amount requested Copy of Statment or Sales Draft $10.00 Express Mail Fee Actual cost Original Website Creation by Inspired Design Pioneering