$1.00 per transaction after two free transactions per month
Our ATM location at N.F.R. Training Center is free to our member accounts (cash withdrawals only). Other ATM locations $1.00 per transaction after 2nd free each month.
Other Service Fees
Returned Mail Fee
$2.00
Statement Copy
$5.00 per month
Account History
$2.00 each month copied
Returned Check Deposit
$20.00
Stop Payment (ACH)
$25.00
Stop Payment Request (Share Draft)
$25 each item
Check Printing
varies with order
Error processing SSI file
Check Encoding Errors (made by other institutions)
$20.00 per check
Credit Union Checks
$2.00 per check
Telephone Balance Request (ARU not used)
$1.00 per call
Close membership (within 6 months of opening) (cannot reopen for 12 months)
$25.00
Visa Debit Cards
VISA/Debit Card Fees
Replace Lost/Stolen Card
$10.00
VISA Late Charge
$25.00
VISA Over Limit Fee
$25.00
VISA Foreign Cash Advance
2% of the amount requested
VISA Foreign Transaction Fee
1% of the amount requested
Copy of Statment or Sales Draft
$10.00
Express Mail Fee
$25.00
DEBIT Overdraft Fee
$25.00 each occurance
Get ready to swipe and sign!
NFDFCU Visa DEDIT cards are available! All you have to do is complete an application and you will be on your way to
the swipe and sign convenience of debit cards. Use it anywhere you see the VISA logo.
Overview
There is no monthly fee to carry a debit card. Any fees charged for usage would occur when you receive cash back
from an ATM or at the cash register of a retail store. You are allowed up to two free cash transactions per month.
There is no charge when your transaction is processed as “credit” at retailers that accept VISA. Your debit card
looks like a credit card but works like a check.
A debit card makes shopping so much easier. You will save time by not writing checks or shared drafts for purchases,
but the money will be automatically withdrawn from your account. It is safer than carrying cash. Apply for you debit card
today. Terms and conditions are disclosed with the application.
Safety
When you request your new VISA debit card, your card and personal identification PIN number will be sent separately.
Once you receive your card, you will need to call and activate your card immediately.
Once activated, sign the back and keep the card in a safe place.
Memorize your identification PIN number. Do not write it down anywhere you might also find your debit card.
Do not place the card on magnetic surfaces, like areas around the cash registers where clerks deactivate products you purchase. This can damage information stored on back of your card.
Keep the back of the card free of dirt which can make the card unreadable.
Always obtain receipts from merchants and record all debit card transactions in your check register.
Be careful when giving your card number over the phone or web.
Have overdraft protection placed on your account to avoid NSF fees.
